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Washington DC Area Real Estate
Right Place to Find Your Home
  • Home
  • Blog
  • DC Listings
    • 16th St Heights
    • Adams Morgan
    • AU Park
    • Shaw
  • VA Listings
    • Arlington
  • MD Listings
  • Buyer Resources
    • Ask Before Buying
    • Common Mistakes
    • Agent Help
  • Seller Resources
    • Staging Your Home
    • Right Time
  • Insurance
  • Movers
  • Lenders
  • Inspectors
  • Title & Legal
  • Contractors
  • Credit
  • Resources
    • Utilities and More
    • Moving Checklist
    • Security & Locksmith
    • Professionals and Suppliers
    • School Info
    • Trash Disposal
    • What Now?
  • DC Homestead
  • About Boris
    • The Realtor
    • Testimonials
  • Contact
Washington DC Area Real Estate
Right Place to Find Your Home

Ask Before Buying

Whether you’re a first-timer or a seasoned real estate investor, buying a home is an exciting process. However, there’s also a lot to consider when you decide to buy. So before you begin your search for the perfect property, here are 4 questions you should ask yourself:

What do I want?
Take the time to figure out what type of property you want to buy. From single-family and multi-family homes to condos and co-ops, there are many different options on the market and it’s important to choose the type that best fits your needs. Figuring out the town or neighborhood you want to live in is equally important. While a property might have all of the amenities you’re looking for, factors like crime rate and proximity to highways can impact the overall home-owning experience. A good idea is to list out and prioritize your needs (e.g. large backyard, great school system) before you begin your search.


What can I afford?

The rule of thumb is that you should never spend more than 30% of your monthly income on a mortgage payment. For a more tailored look at what you can afford, feel free to connect with one of the trusted lenders to see what your monthly mortgage payments would be if you bought a home today and any other possible requirements you'd need.

Am I financially prepared?
A few months before you start searching for a home, review your credit history and make sure it is in good standing. Get copies of your credit report, ensure that it’s accurate, and fix any issues you discover. It’s likely that you’ll also want to get pre-approved for a home loan, which will put you in a better position to make a serious offer once you find the right property. Pre-approval from a lender is based on your credit history, debt, and income.

How do I make the best bid possible?

Do your research! Your opening bid should be based on the sales trends of similar homes in the area. So before making your opening bid, work with Boris in order to review the selling prices of comparable properties. If these properties sold for less than the current asking price of the home you’re looking at, you can feel comfortable make a bid that’s slightly lower than what the seller is asking.

Office Address

Fathom Realty
1200 G St NW, 8th FloorWashingtonDC 20005US
888.455.6040

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